Module 4

Functionalities & Conditions

Compare

Komercijalna Banka


Department / responsible person: Bank Card Division

Contact email: e-commerce@kb.mk

Contact number:

Mobile banking: App Store, Google Play, AppGallery

Year since e-commerce was offered
2011
Payment processor for e-transactions
Casys
Payment gateway
cPay [Casys]
Does the merchant have startup costs for e-commerce
"Depending on the contract (from 0 to 500 mkd + VAT / month)"
Does the merchant pay a monthly/annual e-commerce fee?
up to 500 denars + VAT / month
Transaction processing fee
up to 2.4%
3D security authentication
iFrame technology
Customizing the e-tailer's website with your own branding
Payment screen adjustments for smart devices
Plugins for integration with the most popular ecommerce platforms
API (connection of the bank's system with external systems)
Recurring payments
Saving the card for future payments at the e-merchant (Card on file)
E-merchant can refund transactions independently (via web interface)
Possibility of partial refund of a transaction
Enable payment in installments for buyers at the e-merchant
Loyalty schemes (cashback) in cooperation with e-traders
Additional fuctionalities and conditions

NLB Banka


Department / responsible person: Centralized Sales Service

Contact email: Commercial: s.sapalovski@nlb.mk; Technical: ecommerce@nlb.mk

Contact number: 02/5100-446 / 02/5100 455 / 02/5100 456

Mobile banking: App Store, Google Play, AppGallery

Year since e-commerce was offered
2009
Payment processor for e-transactions
Bankart
Payment gateway
IXOPAY
Does the merchant have startup costs for e-commerce
Depending on the agreement with the merchant
Does the merchant pay a monthly/annual e-commerce fee?
Depending on the agreement with the merchant
Transaction processing fee
from 2% tо 3%
3D security authentication
iFrame technology
Customizing the e-tailer's website with your own branding
Payment screen adjustments for smart devices
Plugins for integration with the most popular ecommerce platforms
API (connection of the bank's system with external systems)
Recurring payments
Saving the card for future payments at the e-merchant (Card on file)
E-merchant can refund transactions independently (via web interface)
Possibility of partial refund of a transaction
Enable payment in installments for buyers at the e-merchant
Loyalty schemes (cashback) in cooperation with e-traders
Additional fuctionalities and conditions

Stopanska Banka Skopje


Department / responsible person: Sector for picture products and direct banking / Stefan Peposki and Ljupcho Ivanov

Contact email: stefan.peposki@stb.com.mk / Ljupco.ivanov@stb.com.mk

Contact number: 071/351-960 – Stefan Peposki | 072/713-714 – Ljupcho Ivanov

Mobile banking: Google Play, AppGallery

Year since e-commerce was offered
2009
Payment processor for e-transactions
Casys
Payment gateway
cPay [Casys]
Does the merchant have startup costs for e-commerce
Yes - one-time cost of 3100 denars which includes technical support during implementation
Does the merchant pay a monthly/annual e-commerce fee?
Yes
Transaction processing fee
from 1,95% to 2,45%
3D security authentication
iFrame technology
Customizing the e-tailer's website with your own branding
Payment screen adjustments for smart devices
Plugins for integration with the most popular ecommerce platforms
API (connection of the bank's system with external systems)
Recurring payments
Saving the card for future payments at the e-merchant (Card on file)
E-merchant can refund transactions independently (via web interface)
Possibility of partial refund of a transaction
Enable payment in installments for buyers at the e-merchant
Loyalty schemes (cashback) in cooperation with e-traders
Additional fuctionalities and conditions

Uni Banka


Department / responsible person: Sector for digital banking and deposits for corporate clients;

Contact email: kristina.donchevska@unibank.com.mk

Contact number: + 389 2 3286 174

Mobile banking: App Store, Google Play

Year since e-commerce was offered
2008
Payment processor for e-transactions
Casys
Payment gateway
cPay [Casys]
Does the merchant have startup costs for e-commerce
Yes (one-time cost of 1,200 denars)
Does the merchant pay a monthly/annual e-commerce fee?
Yes, from 600 denars / monthly
Transaction processing fee
from 2.2% tо 2.6%
3D security authentication
iFrame technology
Customizing the e-tailer's website with your own branding
Payment screen adjustments for smart devices
Plugins for integration with the most popular ecommerce platforms
API (connection of the bank's system with external systems)
Recurring payments
Saving the card for future payments at the e-merchant (Card on file)
E-merchant can refund transactions independently (via web interface)
Possibility of partial refund of a transaction
Enable payment in installments for buyers at the e-merchant
Loyalty schemes (cashback) in cooperation with e-traders
Additional fuctionalities and conditions

Halk Banka


Department / responsible person: Directorate for alternative channels of distribution-marketing; Directorate for alternative channels of distribution-operations;

Contact email: E-Commerce@halkbank.mk ; CardsMarketing@halkbank.mk

Contact number: 02/3296 330

Mobile banking: App Store, Google Play, AppGallery

Year since e-commerce was offered
2009
Payment processor for e-transactions
In-house
Payment gateway
Payten [Asseco]
Does the merchant have startup costs for e-commerce
No
Does the merchant pay a monthly/annual e-commerce fee?
Yes, monthly/annual fee
Transaction processing fee
from 2.5% to 6%
3D security authentication
iFrame technology
Customizing the e-tailer's website with your own branding
Payment screen adjustments for smart devices
Plugins for integration with the most popular ecommerce platforms
API (connection of the bank's system with external systems)
Recurring payments
Saving the card for future payments at the e-merchant (Card on file)
E-merchant can refund transactions independently (via web interface)
Possibility of partial refund of a transaction
Enable payment in installments for buyers at the e-merchant
Loyalty schemes (cashback) in cooperation with e-traders
Additional fuctionalities and conditions